Our clients range from large companies to small run family businesses, as part of our Corporate Department's services we provide objective and expert advice on corporate financial planning and employee benefits in this increasingly complex field of activity.

Employee benefits should be regularly reviewed in order to take advantage of new developments and improved terms offered by providers keen to compete for business.

You may be looking to implement a new range of employee benefits or review your existing arrangements. This could include pension schemes and their associated benefits, such as death in service cover or income protection.

You may also require expert assistance in developing a suitably tax effective remuneration strategy for directors or senior executives, or advice on how to protect the business against the unexpected death or serious illness of a key employee, shareholder or partner.

Our corporate advice and employee benefit services are designed to complement the other services offered by the Firm, so that our clients can obtain the majority of business advice that they may require under one roof.

Principal areas of advice for corporate financial planning clients are:

Pension Advice and Retirement Planning

Our specialist pensions advisers arrange all types of individual, group and specialist pension schemes.

Our service covers:

• Stakeholder pension schemes - we can provide valuable assistance in ensuring that you meet your basic pension obligations under UK law.
• Group personal pension schemes - where you are looking to offer employees access to more sophisticated investment options
• Specialist planning for directors and senior employees - including self-invested personal pensions (SIPPs) and small self-administered schemes (SSAS).
• Advising directors and employees - on claiming retirement benefits including annuities, income drawdown and phased retirement.
• Reviewing existing pension schemes - including exploring the options available to those companies with increasingly expensive final salary schemes. Our pensions team often works in tandem with tax advisers to ensure that the most appropriate strategy and scheme is selected. Consequently, you and your employees are better placed to obtain the maximum tax allowances, optimum capital appreciation and minimal exposure to tax on the eventual benefits.

Group Life Cover and Income Protection

We advise on, arrange and review death in service and income protection schemes, ensuring that the premiums you pay are competitive and set up in a tax efficient manner.